Thursday, September 25, 2008

Free Credit Reports

After having worked at performance based ad networks for the past 3 years, you learn a lot about what offers work, and which don't. After our difficult economic downturn recently, people are panicking about their credit reports. These offers - or ones that seem to offer a "free credit report" don't really offer the credit report for free. Mostly they are placed on sites that incent the user to sign up in order to get something else in return (points for example - to purchase another product). In affiliate marketing, these offers perform exceptionally well. Don't be fooled.

I'm writing this post as a sort of warning to read the fine print. When you're looking to get a free credit report, certain companies don't offer the service for free at all. Annual Credit Reports are used as the lead in for a continuity program that could charge as much as $20/month if you're not careful. You may want to take a look at a few of the most reputable services first.

Here's a short list:

Experian
Equifax
Transunion

Good luck, and keep your eyes peeled for the fine print. These companies aren't doing anything illegal - this is just a heads up that you're going to get "pinged" $20 a month for the service.

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